Farmers & Merchants Bank: Where Family is our Foundation

Privacy Policy

Rev. 06/2021
 
Facts WHAT DOES THE FARMERS & MERCHANTS BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
 
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and assets

When you are no longer our customer, we continue to share your information as described in this notice.

 
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Farmers & Merchants Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does The Farmers & Merchants Bank share? Can you limit this sharing?
For our everyday business purposes –– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes – information about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposes – information about your creditworthiness No We don’t share
For our affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share
Questions? Call (920)361-1454 or go to www.fmberlin.com
Who we are
Who is providing this notice? The Farmers & Merchants Bank
 
What we do
How does The Farmers & Merchants Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does The Farmers & Merchants Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account or make deposits or withdrawals from your account or
  • Apply for financing or pay us by check
  • Show your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.]

 
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • The Farmers & Merchants Bank has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • The Farmers & Merchants Bank does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • The Farmers & Merchants Bank doesn’t jointly market.
 
Other important information
Special Notice For Nevada Residents
We are providing you this notice pursuant to Nevada law. You may be placed on our internal Do Not Call list by contacting us at 920-361-1454 or Farmers & Merchants Bank, PO Box 270, Berlin, WI 54923. Nevada requires that we provide contact information for the state’s Bureau of Consumer Protection to all consumers that do business with us. The contact information for the Bureau of Consumer Protection, of the Office of the Nevada Attorney General, is provided below.
Address: 555 East Washington Street, Suite 3900, Las Vegas, Nevada 89101
Phone: (702) 486-3132
Email: [email protected]
Website: www.ag.state.nv.us/org/bcp.htm

Location Based Information

The Farmers & Merchants Bank’s (FMB) mobile banking app collects location data to enable location-based messages, offers, and interactions, even when the app is closed or not in use. If you use any location-based feature of FMB’s mobile banking app, you agree that your geographic location and other personal information may be accessed and disclosed through FMB’s mobile banking. To revoke access to location information, you must cease using location-based features of FMB’s mobile banking app via your device’s settings.