The news over the past several days regarding the recent failure of two banks could certainly be unnerving. We want to address your worries, answer your questions, and provide peace of mind about the FMB banking difference. 

• As a community bank, Farmers & Merchants Bank remains well capitalized and well-positioned to continue to serve our customers and community. We were established over 82 years ago and will serve this community for generations to come.
• As a community bank, we take pride in our relationship-based business model focused on building long-term trust with our customers. After all, we live in your community too, and your success is our success.
• All deposits at FMB are protected by the United States Government up to at least $250,000. For those customers with more than $250,000 in deposits, there are additional safeguards in place to ensure the entire deposit is safe with us.
• Unlike the failed banks, our deposit customers are diverse and do not come from one, high risk industry.
• If you have questions about your coverage, or would like to learn more about FDIC insurance and how it works, we encourage you to access the following resources or give us a call directly at 920-361-1454:
  • Understanding Deposit Insurance
  • Deposit Insurance FAQs
  • FDIC Calculators

As a FMB customer, you have access to our team, and we’re ready to assist you with any of your questions or concerns. You can be rest assured in knowing that your best interests are FMB’s best interests, and we are responsible stewards of your deposits.

Sincerely,

Paul, Peter, Catherine & John Kujawa